From your first search to the day you get the keys, Michael and Anita help you understand the neighborhoods, the numbers and the next step, with financing guidance built in.
What to understand about buying in Temecula Valley
Monthly cost, not just price
Your payment can include HOA dues, property tax, mortgage insurance and any special taxes such as Mello-Roos, in addition to principal and interest. We help you look at the full monthly picture.
Resale or new construction
Resale homes and new builds each have trade-offs, from pricing and incentives to timelines and lot sizes. We help you compare them side by side.
Neighborhood and lifestyle
Community amenities, HOA rules, lot sizes, commute routes and nearby schools all vary. Tell us how you live, and we will help narrow the search.
Solar, insurance and condition
We help you review solar agreements, ask the right insurance questions early and make sense of inspection findings before you commit.
Financing that fits
Michael is a mortgage loan originator, so you can talk through preapproval and loan options as part of your home search. You are never required to use him for your loan.
Making a strong offer
We explain contingencies, timelines and negotiation strategy so your offer is competitive and protects your interests.
Our buying process
A clear path from search to closing
1. Goals and budget
We talk through what you want, what you can afford and your timeline.
2. Preapproval
Get a lender review early so you know your range before you tour.
3. Search and tour
We help you find, compare and tour homes that fit your priorities.
4. Offer and escrow
We write the offer, negotiate and guide you through inspections and deadlines.
5. Closing
We stay with you through final walk-through and signing.
Ideally before you start touring. A preapproval helps you understand your price range and shows sellers you are serious. Michael can walk you through it, or you can use the lender of your choice.
Mello-Roos is a special tax some communities use to fund local infrastructure and services. It appears on the property tax bill. Ask us early, and we will help you confirm the amount for any home you are considering.
You are not required to have one, but having your own representation can help you compare options, understand the contract and protect your interests. Builder representatives work for the builder.